The 3rd Option By NuPoint
You Won the Lottery. Now You Have a 3rd Option.
Winning the lottery gives you a choice: take your prize as a lump sum today or receive your winnings through scheduled payments over time.
But what if you chose the annuity and later decide you would rather have more of your money now?
That’s where NuPoint Funding comes in.
In states that allow the assignment of lottery payments, NuPoint gives lottery winners a 3rd Option: sell all or a portion of your future lottery payments in exchange for a lump-sum payment today.
Your Lottery Winnings. Your Choice. You don’t necessarily have to sell your entire prize.
Depending on your state’s laws and your specific payment schedule, you may be able to:
• Sell a portion of your future payments and continue receiving the rest.
• Sell specific future installments while keeping other payments.
• Sell a larger portion of your future payments for a larger lump sum today.
• Keep your remaining payments for the future while accessing cash now.
The goal isn’t simply to sell your lottery winnings. It’s to create a payment plan that works for you.
Why Wait Years for Money You Can Access Today?
Life doesn’t always follow the schedule of your lottery payments.
Maybe you want to buy a home. Pay off debt. Start a business. Help your family. Invest in an opportunity. Pay for education. Or simply have greater control over your financial future.Your lottery payments were designed to provide income over time.
But your financial needs may have changed.NuPoint can help you explore whether selling some or all of your future payments makes sense for you.
How the 3rd Option Works
1. Tell Us About Your Lottery Payments
We’ll review your remaining payment schedule, including the amount and timing of your future installments.
2. Choose How Much You Want to Sell
You may not need to sell everything.
Depending on your state and the terms of your prize, you can explore selling a portion of your future payments—or a larger portion if you need more cash today.
3. Receive Your Lump Sum
NuPoint calculates an offer based on the present value of the payments you’re considering selling. If you decide to move forward, we’ll guide you through the required approval and assignment process. You receive your lump sum. The assigned future payments are transferred to NuPoint as permitted by applicable law.
Why Choose NuPoint Funding?
A Better Way to Access Your Future Payments. At NuPoint, we believe lottery winners deserve to understand all of their options.We’re not asking you to give up your entire prize.And we’re not here to tell you what you should do with your money.
We’re here to show you what your future payments may be worth today.
Flexible Options
Every winner’s situation is different. We can explore selling all of your eligible payments, a portion of them, or specific installments, where permitted.
Straightforward Pricing
Future payments are discounted to their present value to determine the lump sum available today. We’ll clearly show you the payments being considered and the amount we’re offering.
Experienced Guidance
The assignment process can involve state-specific requirements and court approval. Our team helps guide you through the process from beginning to end.
Court & Lottery Approved
Where required, lottery payment transfers are completed in accordance with applicable state law and approval requirements.
The 3rd Option Can Give You More Control
When you won the lottery, you were given two choices:
Option 1: Take the available lump sum.
Option 2: Receive your prize through scheduled payments.
But choosing the annuity doesn’t necessarily mean you have to wait for every payment for decades.
Option 3: Where permitted by state law, sell some or all of your future payments for a lump sum today.
It’s another way to make your lottery winnings work for your life—not the other way around.
How Much Could Your Lottery Payments Be Worth Today?
The amount you could receive depends on several factors, including:
• The amount of your future payments
• When those payments are scheduled
• How many payments you want to sell
• Applicable state laws and requirements
• The discount rate used to calculate present value
The sooner you know your options; the sooner you can make an informed decision.
Get Your Free Quote
Find out what your future lottery payments could be worth today.
No obligation. No pressure. Just an honest look at your options.